[1] Insurance Information Institute, “2002/2003 Outlook
for Auto and Homeowners Insurance Rates.”
[2] Id
[3] Id.
[4] “Malpractice Policy Rates on the Rise,” The National
Law Journal, June 4, 2002.
[5] Another Brick In The Wall: An Empirical Look
At Tort Litigation In The 1990s, 34 Ga. L. Rev. 1049 (2000).
[6] “Relation between
malpractice claims and adverse events due to negligence. Results
of the Harvard Medical Practice Study III,” New England Journal
of Medicine, Vol. 325:245-251, July 25, 1991, cited by Dept. of
Health and Human Services, “Confronting the New Health Care Crisis,”
p. 8, July 24, 2002.
[7] Another Brick In The Wall: An Empirical Look
At Tort Litigation In The 1990s, 34 Ga. L. Rev. 1049 (2000).
[8] Id
[9] Id
[10] Insurers’
Missteps Helped Provoke Malpractice Crisis, The Wall Street Journal,
June 24, 2002.
[11] 2002 Georgia Verdict Survey, Jury Verdict Research.
[12] Public use data file from the National Practioner
Data Bank, April 2002.
[13] Adjusted using the Abstract of the United States
2001, The National Data Book, 121st Edition, U.S. Census Bureau.
[14] Public use data file from the National Practitioners
Data Bank, April 2002.
[15] The MAGnet, January 2002.
[16] Eleanore
D. Kinney, “Malpractice Reform in the 1990’s: Past Disappointment,
Future Success?” 20 J. Health Pol’y & L. 99, 120 (1995), cited
in Marc Galanter, “Real World Torts,” 55 Md. L. Rev. 1093, 1152
(1996).
[17] Source: various editions of The American Medical
Association’s Physician Characteristics and Distribution in the
U.S.
[18] “The Tort Mess”, Forbes, May 13, 2002.
[19] Wall Street Journal, June 24, 2002.
[20] Liability Week, July 19, 1999.
[21] Business Insurance, July 19, 1999.
[22] Premium Deceit – The Failure of ‘tort reform’
to Cut Insurance Prices, J. Robert Hunter, former Commissioner of
Insurance in Texas and Joanne Doroshow, Executive Director of Center
for Justice & Democracy.
[23] Atlanta Business Chronicle, March 28, 2002,
p. 36A.
[24] Wall Street Journal, June 24, 2002.
[25] The Medical
Malpractice Insurance Crisis: Opportunity for State Action, National
Academy of State Health Policy (July 2002)
[26] American
Medical Association Physician Characteristics and Distribution in
the US, 2001 Edition. A state is classified as having a “cap” when
there exists a general noneconomic damage cap that affects medical
malpractice or a broad medical malpractice specific cap on noneconomic
damages. Caps that affect one area of medical malpractice (e.g.
just wrongful death cases) or punitive damage caps are not counted
since these represent a small number of cases. Cap states include:
AK, CA, CO, FL, HI, ID, IN, KS, LA, MD, MA, MI, MO, MT, NE, NM,
ND, SD, UT, VA, WV and WI.
[27] Derived
from data provided by Medical Liability Monitor (Vol. 26, #10 –
Oct 2001) A state’s average premium is calculated as the unweighted
mean value of premiums for all companies for which data is provided
across all regions. A state is classified as having a “cap” when
there exists a general noneconomic damage cap that affects medical
malpractice or a broad medical malpractice specific cap on noneconomic
damages. Caps that affect one area of medical malpractice (e.g.
just wrongful death cases) or punitive damage caps are not counted
since these represent such a small number of cases.
[28] American
Medical Association, Socioeconomic Characteristics of Medical Practice,
2000-2002. The countrywide average excluding California during
that same period rose only 5.7%.
[29] Derived
from data provided by Medical Liability Monitor, 2001.
[30] Derived from data provided by Medical Liability
Monitor, October 2002.
[31] Id
[32] Derived from data provided by Medical Liability
Monitor, 2001.
[33] Id.
[34] “Doc-owned insurance raising rates 45%”, The
Sun Herald, September 23, 2002.
[35] June 3, 2002,
meeting of the New Jersey Assembly Joint Committees of Banking &
Insurance and Health & Human Services on Medical Malpractice
[36] “Insurer has no plans to lower costs in Las
Vegas,” Associated Press, August 10,2002.
[37] “Tort Reform’s
a Fraud, Insurers Admit,” and “Tort Reform Will Not Reduce Insurance
Rates, Say 100+ Florida Insurers,” National Insurance Consumer Organization
(1986).
[38] St. Paul
Rate Filing, State of Florida Department of Insurance, 1986
[39] “State hires outside firm to look at liability
rate request,” UPI, December 4, 1986. See also, “Tort reform legislation:
Did state get ‘suckered,’” Seattle Times July 1, 1986.
[40] “Insurers Warn,” UPI, March 9, 1987.
[41] The MAGnet, April 2001.
[42] The MAGnet, July 2001.
[43] National Association of Insurance Commissioners,
Profitability by Line by State in 2000, (Published 2001).
[44] National Association of Insurance Commissioners,
Profitability by Line By State in 1999, (Published 2001).
[45] National Association of Insurance Commissioners,
Profitability by Line by State in 2000, (Published 2001).
[46] Id
[47] “The Explosion In Liability Lawsuits Is Nothing
But A Myth,” Business Week, April 1986 at pp. 24-25.
[48] Consumer Reports, August 1986, at pp. 544-549.
[49] Id
[50] Georgia Trend, Magazine of Georgia Business
and Finance, July 19, 1986, pp. 56-57.
[51] Francis
K. Bellotti, Attorney General of Massachusetts, et al., Analysis
of the Causes of the Current Crisis of Unavailability and Unaffordability
of Liability Insurance, prepared for the National Association of
Attorneys General, May, 1986, p. 45.
[52] Atlanta Journal & Constitution, November
29, 1985.
[53] Denton v.
Con-way Southern Express, Inc., et al., 261 Ga. 41, 402 S.E.2d 269
(1991).
[54] Wall Street
Journal, June 24, 2002.
[55] Id
[56] Id
[57] “Lloyd’s Plans To Alter How It Finances Insurance,”
New York Times, July 19, 2002 (Joseph B. Treaster).
[58] Klodkin, Charles, “Medical Malpractice Insurance
Trends? Chaos!” International Risk Management Institute.
[59] Id
[60] “Lawmakers Seek GAO Explanation Of Insurers’
Rates,” The Wall Street Journal, 7/3/2002.
[61] Wall Street Journal, June 24, 2002.
[62] Id
[63] “Complaint
Filed Against St. Paul Insurance Companies For Unlawful Business
Practices,” Press Release, State of Nevada, Office of the Attorney
General, May 30, 2002.
[64] Eric P. Mantz,
M.D., et al. v. St. Paul Fire and Marine Insurance Company, et al.,
Case No. 02-C-770, In the Circuit Court, Kanawha County, West Virginia.
[65] Wall Street Journal, June 24, 2002.
[66] Joseph
Treaster, Malpractice Rates Are Rising Sharply; Health Costs Follow,
New York Times, September 10, 2001.
[67] Malpractice
data from the American Medical Association, Socioeconomic Characteristics
of Medical Practice. Medical care costs calculated from the Consumer
Price Index Home Page: http://stats.bls.gov/cpihome.htm.
[68] Personal
Health Care Expenditures taken from the Health Care Financing Administration
[http://www.hcfa.gov/stats/nheoact/stateestimates/Tables98]. "Total
spent on medical malpractice insurance,” reflects US total medical
malpractice premiums written according to AM Best State Line Report
(the insurance industry's leading provider of information and company
ratings).
[69] ute of Medicine,
National Academy Press: Washington, DC, 1999.
[70] U.S. Congress, Office of Technology Assessment,
Defensive Medicine and Medical Malpractice, OTA -H- 602 (Washington,
D.C.: U.S. Gov’t. Printing Office, July 1994).
[71] See, O.C.G.A. § 9-11-9.1.
[72] See, Shea v. Phillips, 213 Ga. 269, 271, 98
S.E.2d 552 (1957).
[73] See, O.C.G.A. § 5-5-50; § 51-12-12.
[74] The MAGnet, January, 2002.
[75] Id
[76] Institute of Medicine, To Err is Human: Building
a Safer Health System, November 1999.
[77] Infection epidemic carves deadly path, Chicago
Tribune, July 21, 2002.
[78] Investor’s Business Daily, Hospitals’
Dirty Little Secret: Infections Now Are Rampant. August 2,
2002.
[79] Institute of Medicine, To Err is Human: Building
a Safer Health System, November 1999.
[80] Harvard Medical
Practice Study, Patients, Doctors and Lawyers: Medical Injury, Malpractice Litigation,
and Patient Compensation in New York (1990).
[81] Id
[82] Surgical Calamities
on Rise, Group Says, Washington Post, December 6, 2001, A14
[83] Harvard School
of Public Health / Kaiser Family Foundation “Medical Errors: Practicing
Physicians and Public Views,“ New England Journal of Medicine, December
2002.
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