MEDICAL MALPRACTICE – SITUATION ANALYSIS

Table of Contents

1 Introduction

2 False Claims Made By MAG, The AMA And The Insurance Industry

A) “Litigation Explosion”? FALSE.
B) Average Claim Payments In Georgia Are Substantially Increasing? FALSE.
C) The Number of Claims Paid In Georgia Is Substantially Increasing? FALSE.
D) Claims Paid Over a Million Dollars Are Skyrocketing? FALSE.
E) MAG Mutual Is Following A Nationwide Trend Of Increasing Claim Costs? FALSE.
F) Doctors Are Fleeing From Georgia? FALSE.

3 Insurers And The Medical Community Admit Tort Reform Doesn’t Reduce Premiums

4 The Reason Insurers And The Medical Community Admit Tort Reform Doesn’t Reduce Premiums Is Because History And The Hard Data Prove It

5 Insurers Admit Premiums Will Not Be Reduced In The Future

6 Aren’t Insurance Companies Having To Pay More In Claims Than They Are Able To Earn In Premiums And Therefore In Financial Trouble? NO And NO.

7 MAG Mutual – Nothing But Profits

8 The Insurance Cycle – Déjà Vu All Over Again

9 The Wall Street Journal – Insurers Provoked This “Crisis”

10 St. Paul And Other Exiting Insurers – Mismanagement And Fraud To Blame, Not Juries

11 Evidence In Georgia Shows The Journal Is Right

12 Malpractice Premiums Do Not Drive Up Health Costs

13 Malpractice Defendants Already Have Special Legal Protections in Georgia

14 Real Legislative Solutions

15 The Real Crisis – Medical Negligence

16 Conclusion